From the payer’s perspective, pay-by-link transactions look similar to Straal Direct payments. To make a payment, your customer needs to select their bank from a list, and once automatically redirected to their e-banking system, conduct authentication and confirm the money transfer. The funds are transferred immediately to an account of a pay-by-link service provider held in the payer’s bank and a payment confirmation is sent to you instantly, so that the fulfillment process can be initiated right away.