Apple Pay is a mobile payment and digital wallet service by Apple Inc. that has revolutionised the way we make transactions. It’s a secure, fast, and incredibly convenient way to pay, whether you’re in a store or online. Apple Pay uses Near Field Communication (NFC) for contactless payments. When you hold your device near a payment reader, it sends payment information via radio waves. For online payments, Apple Pay works with Safari and participating apps. One of the key advantages of Apple Pay is its strong focus on security and privacy. When you add a credit or debit card to Apple Pay, the card’s number isn’t stored on the device or on Apple’s servers. Instead, Apple Pay assigns a unique Device Account Number that’s encrypted and security chip on your device.