Online Payments

Pay-by-link payments

Seamless bank-based payment method from the CEE

What are Pay-by-links?

Pay-by-link is the leading payment method in Poland – one of the biggest markets in the CEE region. With a population of roughly 38 million and predicted value of e-commerce of nearly EUR 16 billion to be reached by 2021, Poland is an attractive expansion ground for merchants from diverse fields of digital economy. If you plan to sell to Polish consumers, pay-by-link is a solution you cannot overlook.

How it works

From the payer’s perspective, pay-by-link transactions look similar to Straal Direct payments. To make a payment, your customer needs to select their bank from a list, and once automatically redirected to their e-banking system, conduct authentication and confirm the money transfer. The funds are transferred immediately to an account of a pay-by-link service provider held in the payer’s bank and a payment confirmation is sent to you instantly, so that the fulfillment process can be initiated right away.

Card Payments Overview


The service covers a vast majority of Polish banks. It is available also in Czech Republic, Slovakia, and for clients of several banks in Germany.

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